The individual investor must meet one of the following criteria: Your net worth, or joint net worth with your spouse or spousal equivalent, excluding your principal residence, is at least Rs5,00,000. Your income for the last two years averaged at least 2lpa.During the last two years, your income was at least 2 lpa, and you expect it to be at least 2 lpa this year. During the last two years, the combined income of you and your spouse or spousal equivalent was at least 3 lpa, and you expect it to be at least 3 lpa this year. Even non Indian citizens can invest if they legal residents of India.